Overview
The Bible addresses lending across 42 verses, drawn from both the Old and New Testaments. These passages cluster most in Deuteronomy, Nehemiah and Exodus. Closely related themes include Creditor, Poor, Usury and Interest.
Key Bible verses about lending
Old Testament
Exodus
If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.
If thou at all take thy neighbour's raiment to pledge, thou shalt deliver it unto him by that the sun goeth down:
For that is his covering only, it is his raiment for his skin: wherein shall he sleep? and it shall come to pass, when he crieth unto me, that I will hear; for I am gracious.
Leviticus
And if thy brother be waxen poor, and fallen in decay with thee; then thou shalt relieve him: yea, though he be a stranger, or a sojourner; that he may live with thee. fallen: Heb. his hand faileth relieve: Heb. strengthen
Take thou no usury of him, or increase: but fear thy God; that thy brother may live with thee.
Thou shalt not give him thy money upon usury, nor lend him thy victuals for increase.
Deuteronomy
At the end of every seven years thou shalt make a release.
And this is the manner of the release: Every creditor that lendeth ought unto his neighbour shall release it; he shall not exact it of his neighbour, or of his brother; because it is called the LORD'S release. creditor: Heb. master of the lending of his hand
Of a foreigner thou mayest exact it again: but that which is thine with thy brother thine hand shall release;
Save when there shall be no poor among you; for the LORD shall greatly bless thee in the land which the LORD thy God giveth thee for an inheritance to possess it: Save: or, To the end that there be no poor among you
Only if thou carefully hearken unto the voice of the LORD thy God, to observe to do all these commandments which I command thee this day.
For the LORD thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee.
If there be among you a poor man of one of thy brethren within any of thy gates in thy land which the LORD thy God giveth thee, thou shalt not harden thine heart, nor shut thine hand from thy poor brother:
But thou shalt open thine hand wide unto him, and shalt surely lend him sufficient for his need, in that which he wanteth.
Beware that there be not a thought in thy wicked heart, saying, The seventh year, the year of release, is at hand; and thine eye be evil against thy poor brother, and thou givest him nought; and he cry unto the LORD against thee, and it be sin unto thee. thought: Heb. word wicked: Heb. Belial
Thou shalt surely give him, and thine heart shall not be grieved when thou givest unto him: because that for this thing the LORD thy God shall bless thee in all thy works, and in all that thou puttest thine hand unto.
For the poor shall never cease out of the land: therefore I command thee, saying, Thou shalt open thine hand wide unto thy brother, to thy poor, and to thy needy, in thy land.
Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury:
Unto a stranger thou mayest lend upon usury; but unto thy brother thou shalt not lend upon usury: that the LORD thy God may bless thee in all that thou settest thine hand to in the land whither thou goest to possess it.
When thou dost lend thy brother any thing, thou shalt not go into his house to fetch his pledge. lend: Heb. lend the loan of any thing to, etc
Thou shalt stand abroad, and the man to whom thou dost lend shall bring out the pledge abroad unto thee.
And if the man be poor, thou shalt not sleep with his pledge:
In any case thou shalt deliver him the pledge again when the sun goeth down, that he may sleep in his own raiment, and bless thee: and it shall be righteousness unto thee before the LORD thy God.
Nehemiah
And there was a great cry of the people and of their wives against their brethren the Jews.
For there were that said, We, our sons, and our daughters, are many: therefore we take up corn for them, that we may eat, and live.
Some also there were that said, We have mortgaged our lands, vineyards, and houses, that we might buy corn, because of the dearth.
There were also that said, We have borrowed money for the king's tribute, and that upon our lands and vineyards.
Yet now our flesh is as the flesh of our brethren, our children as their children: and, lo, we bring into bondage our sons and our daughters to be servants, and some of our daughters are brought unto bondage already: neither is it in our power to redeem them; for other men have our lands and vineyards.
And I was very angry when I heard their cry and these words.
Then I consulted with myself, and I rebuked the nobles, and the rulers, and said unto them, Ye exact usury, every one of his brother. And I set a great assembly against them. I consulted: Heb. my heart consulted in me
And I said unto them, We after our ability have redeemed our brethren the Jews, which were sold unto the heathen; and will ye even sell your brethren? or shall they be sold unto us? Then held they their peace, and found nothing to answer.
Also I said, It is not good that ye do: ought ye not to walk in the fear of our God because of the reproach of the heathen our enemies?
I likewise, and my brethren, and my servants, might exact of them money and corn: I pray you, let us leave off this usury.
Restore, I pray you, to them, even this day, their lands, their vineyards, their oliveyards, and their houses, also the hundredth part of the money, and of the corn, the wine, and the oil, that ye exact of them.
Then said they, We will restore them, and will require nothing of them; so will we do as thou sayest. Then I called the priests, and took an oath of them, that they should do according to this promise.
Also I shook my lap, and said, So God shake out every man from his house, and from his labour, that performeth not this promise, even thus be he shaken out, and emptied. And all the congregation said, Amen, and praised the LORD. And the people did according to this promise. emptied: Heb. empty, or, void
Psalms
Isaiah
Behold, the LORD maketh the earth empty, and maketh it waste, and turneth it upside down, and scattereth abroad the inhabitants thereof. turneth: Heb. perverteth the face thereof
And it shall be, as with the people, so with the priest; as with the servant, so with his master; as with the maid, so with her mistress; as with the buyer, so with the seller; as with the lender, so with the borrower; as with the taker of usury, so with the giver of usury to him. priest: or, prince
New Testament
Luke
And if ye lend to them of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again.
But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.
In the Bible dictionary
Studying lending for yourself
- Begin with Exodus 22:25, then read the passages below in canonical order.
- Compare how Deuteronomy, Nehemiah and Exodus each treat the theme.
- Widen the study to related themes: Creditor, Poor, Usury and Interest.
Frequently asked questions
What does the Bible say about lending?
The Bible addresses lending across 42 verses, drawn from both the Old and New Testaments. These passages cluster most in Deuteronomy, Nehemiah and Exodus. Closely related themes include Creditor, Poor, Usury and Interest.
How many Bible verses are about lending?
The Bible references lending in 42 verses (King James Version).
Where does the Bible first mention lending?
In canonical order, the first of these passages is Exodus 22:25: “If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.”
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